Updated : Feb 28, 2020 in Finance

Buying An Gift With a Car Title Loan

she gave birth to you, but she did so much more than that. She kissed your knee and bandaged it when you crashed your bike. She stayed up until all hours of the night helping you type your term paper. She sat up with you and listened when you had your heart broken. She bought you that prom dress you just had to have. And, most importantly for all you sons out there, she explained girls to you. Well, Mother’s Day is approaching and that is the one day a year officially set aside to honor this fine lady who raised and shaped you from an infant to an adult. Since you can’t possible repay her for all she’s done, the least you can do is get her something fabulous to show her how much you appreciate her special day? Now, how to pay for this fabulous gift? You may want to consider title loans.

If you own your car and have a clear title to it (meaning there are no other loans out against the title), you can apply for car title loans and get the cash you need for Mom’s gift in a hurry. All you have to do is go on-line, fill out the application, provide proof of insurance and then wait a few minutes. The lender will pull a title loan in west palm beach, but don’t worry if yours is less than stellar. The main factor in determining your approval is the collateral you have to put up. The collateral is the current value of your car. So, you can still treat Mom on her day even if your credit is bad.

Once you get the cash, you can spend however you want. Take Mom out for a fancy dinner and maybe a show. Treat her to a day at the spa – that’s something the girls can do together. Maybe have professional portraits made of your family that she can hang on her wall of achievements. Jewelry is always good too. A Mother’s ring that has everyone’s birthstone or a locket with photos of the grand kids are both great choices that have sentimental value as well. Of course, knowing your mom, she wouldn’t want you to spend more than you can afford to pay back. The terms are flexible and the rates are competitive. As long as you make your payments on time and the pay amount determined in the terms of the loan, you don’t have to worry about messing up your credit or losing your car. But, remember that the borrower is the person responsible for the loan. Make sure you fully understand all of the terms and conditions before you accept any money for title loans.